Turner, who is representing herself, filed the complaint on March 31, 2026, and simultaneously sought a waiver of the $405 filing fee.

The court denied the request after reviewing Turner's financial affidavit, which detailed her income, expenses, and assets.

Turner reported a monthly income of $6,500 and $4,000 in checking and savings accounts.

Her monthly expenses included a $1,900 mortgage, $250 for car payments, $500 for credit cards, approximately $2,000 in household expenses, and $1,257 in loans.

She also stated she provides $1,000 monthly to her two adult sons and owns a 2013 Dodge Avenger valued at $3,000 and a 2016 Nissan Rogue valued at $7,000.

Judge Ludwig held that while Turner is in debt, she is not sufficiently indigent to warrant a fee waiver under 28 U.S.C. §1915(a)(1).

The court noted that Turner has the financial resources to facilitate payment of the filing fee and is in significantly better financial condition than many litigants in the district.

Turner has been given thirty days, until May 7, 2026, to pay the filing fee.

If she fails to pay, the case will be dismissed without prejudice for failure to prosecute under Civ. L. R. 41(c).